I’m a private investor, based in the UK, with a penchant for investment trusts.
Married. Two kids. All the usual sort of stuff.
My investing journey
I can’t remember exactly how I first came across investment trusts, but I do recall being attracted by the monthly savings plans that most of them offered back in the 1990s.
I was fortunate as it was a great time to start investing. The steadily rising markets of the time meant you could see your money grow at a respectable rate. But you didn’t get too carried away by oversized gains that weren’t going to be sustainable.
My monthly investments were topped up with a few lump sums now and then. It was amazing to see how quickly they all grew into a meaningful sum.
I’ve owned about forty different investment trusts over the years, and I still own about a third of them today.
Some of those I sold, I wish I had more patience with.
For example, I briefly enjoyed the ups and downs of the technology bubble with Henderson Technology Trust (now Polar Capital Technology) but then moved on.
And I had small positions in Fleming Indian fund and Finsbury Worldwide Pharmaceutical, now known as JPMorgan Indian and Worldwide Healthcare Trust respectively.
I have also been a fairly active investor in individual company shares. Over time, though, I found that my investment trust holdings seemed to do a little better, with much less effort and stress, so they have increasingly come to dominate my portfolio.
I’ve always tried to add new money whenever I can and to take advantage of my annual ISA allowances. I don’t think it’s possible to time the markets with any consistency, so I tend to stay fairly fully invested and I avoid trying to time the market.
What I write about
Many of my posts are to clarify my own thoughts about my investments and to act as a reference point later on.
There are a lot of investment trusts (and indeed whole sectors) that I am not particularly familiar with, so I also write a number of more exploratory articles.
I also touch on topics like investing for kids, pensions, financial independence, and behavioural finance.
The views expressed on this site are my own. I don’t receive any money from any investment trust or fund manager in relation to what appears on this site, because that sort of stuff is just a bit grubby. But I have added some basic advertising and affiliate links to cover my costs.
I will be writing about some investment trusts that I own, and others that I am interested in purchasing. I’ll try to make it clear in the article whenever that happens but I’ve also added a portfolio page that lists all my current holdings.
For the avoidance of doubt, I am not a qualified financial adviser and nothing you read on this site should be considered as financial advice or a buy, hold or sell recommendation. You should always do your own research before making any investment decision.
Think of me as a passionate amateur rather than an informed professional!
Keep in touch
Thanks for reading!