I’m a middle-aged private investor, based a healthy distance north of London, with a fondness for investment trusts.
Married. Two kids. All the usual sort of stuff.
My name is Stuart Watson and I worked as an accountant for several years in the 1990s, first in auditing and then in corporate finance.
Then I spent about 20 years working for The Motley Fool UK, performing various editorial and operational roles.
I’m now working part-time, doing various bits and bobs, including writing this blog.
My investing journey
I can’t remember exactly how I first came across investment trusts, but I do recall being attracted by the monthly savings plans that most of them offered back in the 1990s.
I was fortunate as it was a great time to start investing. The steadily rising markets of the time meant you could see your money grow at a respectable rate. But you didn’t get too carried away by oversized gains that weren’t going to be sustainable.
My monthly investments were topped up with a few lump sums now and then. It was amazing to see how quickly they grew into a meaningful amount.
I’ve owned about forty different investment trusts over the years and I still own about a third of them today.
However, I do wish I had more patience with many of my early investment trust holdings.
For example, I was a fairly early investor in Henderson Technology Trust (now Polar Capital Technology) but sold out in 2004.
And I had a position in Finsbury Worldwide Pharmaceutical in the 1990s, now known as Worldwide Healthcare Trust. I’ve recently bought back into this trust, but at a much, much higher price than I initially sold it at.
I have also been a fairly active investor in individual company shares over the years. But I found that my investment trust holdings seemed to do a little better, with much less effort and stress. So, investment trusts have increasingly come to dominate my portfolio.
I’ve always tried to add new money to my portfolio whenever I can, reinvested my dividends, and take advantage of my annual ISA allowances.
I don’t think it’s possible to time the markets with any consistency, so I tend to stay fairly fully invested.
I’ve written a couple of articles that cover my investing strategy in more detail.
What I write about
Many of my posts are to clarify my thoughts about the investments I hold and to act as a reference point for the future.
However, there are a lot of investment trusts, and indeed whole sectors, that I am not particularly familiar with. I find writing blog posts about these can be a great way of researching them.
I also touch on topics like investing for kids, pensions, taxes, financial independence, and behavioural finance.
The views expressed on this site are my own. I don’t receive any money from any investment trust or fund manager in relation to what appears here. However, I have added some basic advertising to cover my costs and as an Amazon Associate I earn from qualifying purchases made through links on this site.
I often write about investment trusts that I already own and others that I am interested in purchasing. I’ll try to make it clear in the article whenever that happens but I’ve also added a portfolio page that lists all my current holdings.
For the avoidance of doubt, I am not a qualified financial adviser and nothing you read on this site should be considered as any sort of financial advice or as a buy, hold or sell recommendation.
Think of me as a passionate amateur rather than an informed professional. And just because I think something might work for me, that doesn’t mean it’s suitable for other people.
As the usual warning says, you should always do your own research before making any investment decision.
Keep in touch
To explore some of my old articles, please head over to my index page where they are all sorted into categories.
You can also search my site by entering some keywords in the box below…
Please note that I may own some of the investments mentioned above -- you can see my current holdings on my portfolio page.
Nothing on this website should be regarded as a buy or sell recommendation as I'm just a random person writing a blog in his spare time and I am not authorised to give financial advice. Always do your own research and seek financial advice if necessary!
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