I’m a middle-aged private investor, based a healthy distance north of London, with a penchant for investment trusts.
Married. Two kids. All the usual sort of stuff.
My investing journey
I can’t remember exactly how I first came across investment trusts, but I do recall being attracted by the monthly savings plans that most of them offered back in the 1990s.
I was fortunate as it was a great time to start investing. The steadily rising markets of the time meant you could see your money grow at a respectable rate. But you didn’t get too carried away by oversized gains that weren’t going to be sustainable.
My monthly investments were topped up with a few lump sums now and then. It was amazing to see how quickly they grew into meaningful sums.
I’ve owned about forty different investment trusts over the years and I still own about a third of them today.
However, I do wish I had more patience with many of my previous holdings.
For example, I briefly enjoyed the ups and downs of the technology bubble with Henderson Technology Trust (now Polar Capital Technology) but then moved on.
And I had positions in Fleming Indian and Finsbury Worldwide Pharmaceutical, now known as JPMorgan Indian and Worldwide Healthcare Trust respectively.
I have also been a fairly active investor in individual company shares over the years. But I found that my investment trust holdings seemed to do a little better, with much less effort and stress. So, investment trusts have increasingly come to dominate my portfolio.
I’ve always tried to add new money to my portfolio whenever I can, reinvested my dividends, and take advantage of my annual ISA allowances.
I don’t think it’s possible to time the markets with any consistency, so I tend to stay fairly fully invested and I avoid trying to time the market.
I’ve written a separate article that covers my investing strategy in more detail.
What I write about
Many of my posts are to clarify my thoughts about the investments I hold and to act as a reference point for the future.
However, there are a lot of investment trusts, and indeed whole trust sectors, that I am not particularly familiar with. I find writing blog posts about these can be a great way of researching them.
I also touch on topics like investing for kids, pensions, taxes, financial independence, and behavioural finance.
The views expressed on this site are my own. I don’t receive any money from any investment trust or fund manager in relation to what appears here, although I have added some basic advertising and affiliate links to cover my costs.
I often write about investment trusts that I already own and others that I am interested in purchasing. I’ll try to make it clear in the article whenever that happens but I’ve also added a portfolio page that lists all my current holdings.
For the avoidance of doubt, I am not a qualified financial adviser and nothing you read on this site should be considered as any sort of financial advice or as a buy, hold or sell recommendation. You should always do your own research before making any investment decision.
Think of me as a passionate amateur rather than an informed professional!
Keep in touch
To explore some of my old articles, please head over to my index page where they are all sorted into categories.
Thanks for reading!